Low Equity | No Equity Houses

Does your Dallas-Fort Worth area home have little or no equity?
If your answer to this question is “Yes,” what are your options?

OPTION #1:  
List with a Realtor

In order to sell your home, your Realtor will need to find a buyer who will make a full-price offer and close either with all cash or with a new institutional loan.  Your Realtor will also want the sale price to be high enough so that the Realtor can be paid a sales commission at the closing of the transaction.

What is the likelihood of success with this option?

OPTION #2: 
Attempt a Short Sale

If the balance owed on your mortgage loan is greater than the current market value of your house, your Realtor might try to negotiate a short sale agreement, wherein your lender would agree to accept as full payment of your mortgage loan an amount which less than what is actually owed.  Your Realtor, of course, will need to have a bona fide buyer who is ready, willing, and able to close at a short sale price which is acceptable to your lender.

Attempts to negotiate short sale agreements historically have not met with much success and, even when successful, short sale transactions take many months, and sometimes more than a year, to close.

And even when successful, a short sale will negatively affect your credit rating for at least 2 years.

Is this a viable option for you?

OPTION #3: 
Walk Away and Let Your
​House Go into Foreclosure

Foreclosure is probably your worst option.  Your credit will be negatively affected for at least 7 years.  A foreclosure on your credit report may make it more difficult for you to rent a home, obtain or change jobs, obtain consumer credit, and more.

OPTION #4:  
Bankruptcy

For most Texas homeowners with unsaleable homes, bankruptcy won’t improve their financial situation if the home is their only reason for filing bankruptcy.

OPTION #5: 
Call Alliance Capital Group

Let us talk with you, review your situation, and make our best offer possible to buy your house.  We can’t make any guarantees, but the conversation is free.  Call us today!

❖ Any Condition 
❖ Will Buy "As Is"                         
❖ No Realtors             
❖ No Closing Costs
❖ No Commissions
❖ No Hassles
If you need to sell your house TODAY, call or email us NOW!

Low equity, no equity, or upside down on your mortgage? If you need to sell your Dallas, Fort Worth-area house fast, and want to sell for full price without a realtor, Alliance Capital Group can buy your house, in any condition, with no commission. No realtor. We close quickly!